Ledn Shifts to Exclusive Bitcoin Lending
Ledn has officially shifted its lending focus entirely to Bitcoin. The move is based on client feedback and market demand.
Co-founder Mauricio Di Bartolomeo said that 98% of their loan book was already Bitcoin-based. Ethereum only accounted for 2%.
This decision was guided by user preferences. “Our clients are very Bitcoin centric,” said Di Bartolomeo.
He believes focusing on Bitcoin improves both service quality and customer satisfaction.
Bitcoin continues to dominate crypto lending, making it the logical choice for Ledn’s long-term strategy.
Understanding Bitcoin Lending
Bitcoin lending is a way to use Bitcoin holdings as loan collateral. Borrowers retain exposure to Bitcoin while accessing cash.
This is especially useful for those who do not want to sell during price rallies.
Platforms like Ledn store the Bitcoin securely. They then issue loans in stablecoins or fiat currencies.
This helps users maintain their investment positions while unlocking liquidity.
Bitcoin lending is appealing due to its simplicity and speed. With Ledn, loans are often processed within 24 hours.
Ethereum’s Complexity Undermines Its Value
Di Bartolomeo criticized Ethereum’s evolving complexity. He argued that it lacks a clear use case as an asset.
Ethereum wants to be everything at once—programmable, green, decentralized—but this harms its identity.
He compared Ethereum’s model to paying tolls on a highway. “You don’t need to own the highway,” he said.
Instead, users will just pay to use it and leave without investing in the asset itself.
Ethereum’s programmability adds confusion to its narrative as a store of value. This weakens its appeal for long-term holders.
Bitcoin, in contrast, offers clarity and consistency—traits prized by conservative investors.
Why Bitcoin Is the Safer Long-Term Bet
Bitcoin’s simplicity gives it a stronger narrative as “sound money.” This makes it a favorite among institutional investors.
Entities like MicroStrategy and governments like El Salvador have embraced Bitcoin as a reserve asset.
Di Bartolomeo emphasized Bitcoin’s lending potential. He called it a “multi-billion dollar” market poised to grow 10x.
He sees centralized Bitcoin lending as safer and more scalable than DeFi alternatives.
Ledn’s Bitcoin-backed loans offer transparency, legal protections, and documentation for tax purposes.
This adds trust and structure—elements often missing from decentralized platforms.
Institutional Confidence in Bitcoin Lending Grows
Ledn’s model is tailored for global investors seeking low risk and quick liquidity.
The company offers uniform interest rates across countries, making international lending more efficient.
Bitcoin’s reputation as a stable digital asset underpins this trend. It acts as a predictable collateral base.
Institutional players are recognizing this and shifting capital accordingly.
For Di Bartolomeo and Ledn, Bitcoin’s future is bright.
With the right infrastructure and client focus, Bitcoin lending could become a financial norm.